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How to Avoid Income Tax Bracket Creep After a Pay Rise

Budget, Tips

Congratulations on your pay rise! Commiserations on your resulting higher tax bracket. Find useful information in this article on how to avoid the consequences of income tax bracket creep so you can actually feel the benefit of your salary increase.

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The property vs shares debate heats up

Latest News

A feature article by Vanguard which analyses the key differences between the two asset classes. What are the primary factors investors should consider when deciding where to allocate their funds?

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red fuel nozzle inserted into car's fuel tank; stock market graphs and numbers; conveying themes of fuel prices and economic impact

Quarterly Economic Update: January – March 2026

Economic Update

Our latest quarterly economic update includes commentary on the war in Iran and its impact on oil prices, interest rate increases, inflation pressures, market performance and cost of living challenges.

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Miniature house models behind stacks of coins on a wooden table, representing real estate and investment

Living with Higher-for-Longer Interest Rates

Insights

Higher interest rates may be causing many Australians to delay buying property, but waiting for rates to fall is not always the safest financial strategy. This article explores how borrowers can navigate a higher-for-longer rate environment and includes a checklist to help review existing mortgages or prepare for a future home loan.

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Financially preparing for a baby

Latest News

Having a baby can be one of life’s biggest joys, but also one of its biggest financial shifts. Spending some time planning your finances can help make the transition smoother.

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Woman sitting at a table staring at a piggy back and wondering about investing

A Smarter Way to Respond to Super Volatility

Retirement, Superannuation

This article highlights some of the key super issues (excluding investment markets) that should be at the forefront in these volatile times, and also covers salary sacrifice to cash, and life insurance through super.

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Financial advice as the pathway to economic security

Latest News

We take inspiration from this year’s International Women’s Day “Give to Gain” theme and provide some practical tips on closing the gender gap when it comes to personal finance.

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Close up of smiling freelancer sitting in cafe, drinking fresh coffee and using laptop

Financial Planning for Digital Nomads and Remote Workers

Tips

Are you currently a remote worker or digital nomad? Or are you considering becoming one? This article will explain some of the tax, income structure, superannuation, banking, cash flow, insurance and investment issues you may face, and how to adjust your financial planning to meet them.

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Market Update: Middle East Flashpoint

Economic Update

Before the attack on Iran, US stocks edged lower last week, reflecting lingering AI disruption fears. (02 Mar 2026 • David Bassanese • Betashares)

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coins stack in columns with saving book and paper home concept

Are Offset Accounts Always the Best Option for Home Loans?

Blog, Insights

Not sure whether an offset account is the best choice for your mortgage structure? The details provided in this article will help you decide.

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How cutting the CGT discount could help rebalance the housing market

Insights, Investment

The 50% Capital Gains Tax (CGT) discount is a major driver behind Australia’s booming property market. This article examines its impact on the housing affordability crisis and considers potential future policy reforms.

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Goal setting for Grow Getters

Insights

We all have financial dreams we wish to achieve during our lifetime. Whether it’s buying a car, going on that dream holiday, or saving for retirement. But where should you begin?

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