Seedli says

Higher interest rates may be causing many Australians to delay buying property, but waiting for rates to fall is not always the safest financial strategy. This article explores how borrowers can navigate a higher-for-longer rate environment and includes a checklist to help review existing mortgages or prepare for a future home loan.

Not sure whether an offset account is the best choice for your mortgage structure? The details provided in this article will help you decide.

The 50% Capital Gains Tax (CGT) discount is a major driver behind Australia’s booming property market. This article examines its impact on the housing affordability crisis and considers potential future policy reforms.

We all have financial dreams we wish to achieve during our lifetime. Whether it’s buying a car, going on that dream holiday, or saving for retirement. But where should you begin?

The beginning of the financial year and tax time present ideal opportunities for a personal financial audit, but you can carry out this important task at any stage. Just follow this 10-step checklist to guide you through the exercise.

Many Australian parents want to give their children a hand into the property market. This article will explain five options for supporting your kids’ homeownership goals without risking your own financial security.

Discover whether digital wallets or credit cards offer better protection in Australia, including security, fraud and ePayments Code coverage.

SMART financial goals will help you to persist in your plans to build financial security. This article explains what the SMART acronym means, and gives examples of how you can use it in your personal financial journey.

Our latest quarterly economic update includes commentary on the gold and oil price and its implications to Australia’s economy, the US and Australian outlook on rates, an analysis of share prices and key events that may be relevant to the market and economy.

This detailed article outlines the positive and negative effects of debt in the areas of personal consumption and investment.

Estate planning for blended families is complex. This article explains how clear communication and tools like Wills and Trusts can help protect loved ones and prevent future disputes.

The latest quarterly economic update includes current share market volatility, the Middle East conflict, the impact of Tariffs on markets and threats of rising inflation. The Australian housing market and interest rates are also discussed.